INVESTING IN INDIA is a socialised market, and there is a lot to offer the discerning corporate purchaser. Today's modern India is the growing in every field such as hospitality, BPO, IT Companies, software development centres and other commercial office requirements. The IT sector has come up as one of the largest consumers of quality real estate in India in recent years.

We very well understand that our each customer has a different set of needs with respect to your real estate management and investment requirements and we take this into account and cater to your requirements. The good news from India is that government has allowed 100% repatriation for NRIs.

Reserve Bank has granted general permission to certain financial institutions providing housing finance e.g. HDFC, LIC Housing Finance Ltd., to grant housing loans to non-resident Indian nationals for acquisition of houses/flats for self-occupation subject to certain conditions.

Authorised dealers have been granted permission to grant loans up to non-resident Indian nationals for acquisition of house/flat for self-occupation on their return to India subject to certain conditions. Repayment of the loan should be made within a period not exceeding 15 years out of inward remittance through banking channels or out of funds held in the investments' NRE/FCNR accounts. Reserve Bank permits Indian firms/companies to grant housing loans to their employees deputed abroad and holding Indian passport subject to certain conditions.

Term of Investment - This is important as you need to hold on for at least 1 to 3 Years for a decent capital appreciation and if you sell your property within 3 years you are in for a short term capital gains which is at par with the Income Tax rules of nearly 30 to 35% as applicable. It is better to stay invested for 3 years and then plan the next investments with Capital Gains etc.

Home Loans - You can set off your EMI's if you invest wisely in a property as the rates are presently around 10% and your rental returns are around 4-12%. You can be a happy man if you do this fool proof homework as your EMI can be hedged off against the rent receipts to a certain degree.

Re- Sale Properties - In a booming market every property owner wants to re-sell his property at the best value. A few issues which we face is the commitment level of the seller and we can stumble on to good transactions at times, but this is more of a time consuming process at times. The repair value, old building and other property documentation issues can be challenging in certain transactions.

Returns - It is always advisable to take a conservative approach in both Capital Appreciation and Rental returns. However one can safely expect appreciations anywhere upwards of 15%-20% Per Year and Rental Yields of 4% to 12%.

Commercial and Malls - The opening of new Malls is surely a good sign for Commercial real estate. The returns though can be constant i.e. assured, and even for smaller players the Malls and Commercial complexes can be very good. Also Its excellent for self use and business or for a pre-leased option.

Please email us your requirements so that we may register you with our Investment Director and local office in India.

Email:

connexionsabroad@gmail.com

connexionsabroad@hotmail.com